SBI Shares Rise Ahead of Q1 Results FY27; NII, Loan Growth in Focus

Paste your source information hereSBI Shares Rise Ahead of Q1 Results FY27; NII, Loan Growth in Focus

State Bank of India (SBI) shares traded higher on Friday, August 7, 2026, as investors awaited the state-run lender’s April-June quarter earnings for FY27. The focus is expected to remain on net interest income (NII), loan growth, net interest margin (NIM) and asset quality.

SBI shares opened at ₹1,075.70, compared with the previous close of ₹1,085. The stock later recovered and was trading 0.36% higher at ₹1,088.90 during morning trade, according to NSE data.

SBI’s central board is scheduled to approve the June quarter results on Friday. The bank will hold its earnings call with investors and analysts at 5:15 pm IST following the results.

Analysts expect SBI’s standalone profit to decline 3-5% year-on-year to around ₹18,120-18,520 crore, mainly due to margin pressure. However, NII is estimated to grow 12-13.5% to approximately ₹46,270-46,730 crore, supported by healthy loan growth. NIM is expected to remain broadly stable, with estimates pointing to a marginal improvement to 2.85%.

Investors will also track gross and net NPAs, provisions for bad loans, CASA deposit growth and management commentary on future loan growth, NIM trends and the impact of expected credit loss (ECL) norms.

SBI shares have gained more than 149% in five years and over 34% in the past year. The stock is up around 10% year-to-date and has a market capitalisation of more than ₹10.02 lakh crore.

For investors tracking Q1 results 2027, the key takeaway will be whether strong NII and loan growth can offset margin and profitability pressures.