{"id":633,"date":"2026-03-12T13:46:50","date_gmt":"2026-03-12T08:16:50","guid":{"rendered":"https:\/\/www.bullscreen.in\/news\/?p=633"},"modified":"2026-03-25T12:29:36","modified_gmt":"2026-03-25T12:29:36","slug":"jio-financial-services-buy-rating-motilal-oswal-rs320-target","status":"publish","type":"post","link":"https:\/\/www.bullscreen.in\/news\/jio-financial-services-buy-rating-motilal-oswal-rs320-target\/","title":{"rendered":"Motilal Oswal Bullish on Jio Financial Services, Sets \u20b9320 Target on Strong Growth Outlook"},"content":{"rendered":"\n<p>Brokerage firm <a href=\"https:\/\/www.bullscreen.in\/company\/MOTILALOFS\" target=\"_blank\" rel=\"noopener\" title=\"\">Motilal Oswal Financial Services<\/a> has initiated coverage on <a href=\"https:\/\/www.bullscreen.in\/company\/JIOFIN\" target=\"_blank\" rel=\"noopener\" title=\"\">Jio Financial Services<\/a> with a <strong>\u2018Buy\u2019 rating<\/strong> and a target price of <strong>\u20b9320 per share<\/strong>, citing strong growth potential driven by the company\u2019s technology-led financial ecosystem.<\/p>\n\n\n\n<p>In a research report dated March 9, 2026, the brokerage said Jio Financial Services is being built as a diversified digital financial platform offering services across lending, payments, asset management, wealth management, insurance manufacturing, broking, and other digital financial products.<\/p>\n\n\n\n<p>The brokerage believes the company\u2019s biggest advantage comes from its integration with the vast digital ecosystem of the Reliance Group. With access to more than <strong>500 million telecom subscribers through Jio and an extensive retail network<\/strong>, the company can reach a massive user base without incurring the high customer acquisition costs typically faced by traditional NBFCs.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.motilaloswalgroup.com\/\" target=\"_blank\" rel=\"noopener\" title=\"\">Motilal Oswal<\/a> noted that <a href=\"https:\/\/www.jfs.in\/\" target=\"_blank\" rel=\"noopener\" title=\"\">Jio Financial<\/a> can also leverage data from telecom usage and retail behavior to build <strong>AI-driven credit underwriting models<\/strong>, enabling more accurate risk assessment and personalized financial offerings while staying within regulatory limits.<\/p>\n\n\n\n<p>The brokerage estimates a <strong>48% compound annual growth in consolidated profit after tax between FY26 and FY28<\/strong>. Its valuation, based on a sum-of-the-parts approach for March 2028 estimates, does not yet include potential value from businesses that are still in early incubation stages.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Brokerage firm Motilal Oswal Financial Services has initiated coverage on Jio Financial Services with a&#8230;<\/p>\n","protected":false},"author":2,"featured_media":635,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[112,111],"class_list":["post-633","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financials","tag-jiofin","tag-motilalofs"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/posts\/633","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/comments?post=633"}],"version-history":[{"count":1,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/posts\/633\/revisions"}],"predecessor-version":[{"id":634,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/posts\/633\/revisions\/634"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/media\/635"}],"wp:attachment":[{"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/media?parent=633"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/categories?post=633"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/tags?post=633"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}