{"id":2615,"date":"2026-07-21T14:24:00","date_gmt":"2026-07-21T08:54:00","guid":{"rendered":"https:\/\/www.bullscreen.in\/news\/?p=2615"},"modified":"2026-07-21T14:08:35","modified_gmt":"2026-07-21T08:38:35","slug":"indian-overseas-bank-q1-profit-rises-49-percent-nii-jumps-34-percent","status":"publish","type":"post","link":"https:\/\/www.bullscreen.in\/news\/indian-overseas-bank-q1-profit-rises-49-percent-nii-jumps-34-percent\/","title":{"rendered":"Indian Overseas Bank Q1 Profit Surges 49% to \u20b91,659 Crore as NII Jumps 34%"},"content":{"rendered":"\n

Indian Overseas Bank<\/a> reported a strong performance in its Q1 results 2027, with net profit rising 49% year-on-year to \u20b91,659 crore in the April-June quarter, compared with \u20b91,111 crore in the same period last year. The Chennai-based state-run lender benefited from lower provisions for bad loans and strong loan growth.<\/p>\n\n\n\n

Net interest income (NII), the difference between interest earned on loans and interest paid on deposits, increased 34% to \u20b93,688 crore from \u20b92,746 crore a year earlier. Domestic net interest margin stood at 3.48%, while global NIM was 3.37%.<\/p>\n\n\n\n

The bank\u2019s asset quality also improved significantly. Gross non-performing assets (NPAs) declined to 1.33% from 1.97% a year ago, while gross NPAs in absolute terms stood at \u20b9429 crore. Provisions for bad loans fell 41% to \u20b9105 crore during the quarter.<\/p>\n\n\n\n

Advances grew 23% to \u20b93.22 lakh crore, while total business increased 18% to \u20b96.98 lakh crore. Total NPA recoveries stood at \u20b9654 crore, more than three times quarterly slippages of \u20b9195 crore. The slippage ratio fell to a historic low of 0.06%.<\/p>\n\n\n\n

Indian Overseas Bank shares rose as much as 4.87% to \u20b935.50 after the earnings announcement, outperforming the NIFTY PSU Bank index. Trading volume surged eight times to 1.98 crore shares, signalling strong investor interest in the Q1 results 2027.<\/p>\n\n\n\n

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Indian Overseas Bank reported a strong performance in its Q1 results 2027, with net profit…<\/p>\n","protected":false},"author":2,"featured_media":2616,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[483],"class_list":["post-2615","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financials","tag-iob"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\n","aioseo_head_json":{"title":"Indian Overseas Bank Q1 Profit Surges 49% to \u20b91,659 Crore as NII Jumps 34% - BULLSCREEN","description":"Indian Overseas Bank Q1 profit jumps 49% to \u20b91,659 crore as NII rises 34%, NPAs improve and shares gain 4.87% after strong earnings.","canonical_url":"https:\/\/www.bullscreen.in\/news\/indian-overseas-bank-q1-profit-rises-49-percent-nii-jumps-34-percent\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":null,"og:locale":"en_US","og:site_name":"NSE & BSE Stock Market News - BULLSCREEN - Smart analysis for smart decisions.","og:type":"article","og:title":"Indian Overseas Bank Q1 Profit Surges 49% to \u20b91,659 Crore as NII Jumps 34% - BULLSCREEN","og:description":"Indian Overseas Bank Q1 profit jumps 49% to \u20b91,659 crore as NII rises 34%, NPAs improve and shares gain 4.87% after strong earnings.","og:url":"https:\/\/www.bullscreen.in\/news\/indian-overseas-bank-q1-profit-rises-49-percent-nii-jumps-34-percent\/","og:image":"https:\/\/www.bullscreen.in\/news\/wp-content\/uploads\/2026\/07\/indian-overseas-bank-q1-profit-rises-49-percent-niI-jumps-34-percent.jpg","og:image:secure_url":"https:\/\/www.bullscreen.in\/news\/wp-content\/uploads\/2026\/07\/indian-overseas-bank-q1-profit-rises-49-percent-niI-jumps-34-percent.jpg","og:image:width":"1200","og:image:height":"670","article:published_time":"2026-07-21T08:54:00+00:00","article:modified_time":"2026-07-21T08:38:35+00:00","article:author":"https:\/\/www.facebook.com\/Bullscreen\/","twitter:card":"summary_large_image","twitter:title":"Indian Overseas Bank Q1 Profit Surges 49% to \u20b91,659 Crore as NII Jumps 34% - BULLSCREEN","twitter:description":"Indian Overseas Bank Q1 profit jumps 49% to \u20b91,659 crore as NII rises 34%, NPAs improve and shares gain 4.87% after strong earnings.","twitter:creator":"@Bullscreen_","twitter:image":"https:\/\/www.bullscreen.in\/news\/wp-content\/uploads\/2026\/07\/indian-overseas-bank-q1-profit-rises-49-percent-niI-jumps-34-percent.jpg"},"aioseo_meta_data":{"post_id":"2615","title":"#post_title #separator_sa BULLSCREEN","description":"Indian Overseas Bank Q1 profit jumps 49% to \u20b91,659 crore as NII rises 34%, NPAs improve and shares gain 4.87% after strong earnings.","keywords":null,"keyphrases":{"focus":{"keyphrase":"","score":0,"analysis":{"keyphraseInTitle":{"score":0,"maxScore":9,"error":1}}},"additional":[]},"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"featured","og_image_url":"https:\/\/www.bullscreen.in\/news\/wp-content\/uploads\/2026\/07\/indian-overseas-bank-q1-profit-rises-49-percent-niI-jumps-34-percent.jpg","og_image_width":"1200","og_image_height":"670","og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"featured","twitter_image_url":"https:\/\/www.bullscreen.in\/news\/wp-content\/uploads\/2026\/07\/indian-overseas-bank-q1-profit-rises-49-percent-niI-jumps-34-percent.jpg","twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"BlogPosting","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":{"faqs":[],"keyPoints":[],"schemas":[],"titles":[],"descriptions":[],"socialPosts":{"email":{"subject":"","preview":"","content":""},"linkedin":[],"twitter":[],"facebook":[],"instagram":[]}},"created":"2026-07-21 08:38:35","updated":"2026-07-21 13:32:07","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"

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