{"id":1933,"date":"2026-05-19T14:38:57","date_gmt":"2026-05-19T09:08:57","guid":{"rendered":"https:\/\/www.bullscreen.in\/news\/?p=1933"},"modified":"2026-05-19T14:38:57","modified_gmt":"2026-05-19T09:08:57","slug":"karur-vysya-bank-q4-results-2026-profit-jumps-41-percent","status":"publish","type":"post","link":"https:\/\/www.bullscreen.in\/news\/karur-vysya-bank-q4-results-2026-profit-jumps-41-percent\/","title":{"rendered":"Karur Vysya Bank Q4 Results 2026: Profit Jumps 41% as Asset Quality Stays Strong"},"content":{"rendered":"\n

Karur Vysya Bank<\/a> reported a strong set of Q4 results 2026, driven by healthy loan growth, improving margins, and stable asset quality. The bank posted a net profit of \u20b9725 crore for the March quarter, marking a sharp 41% year-on-year increase from \u20b9513 crore reported in the same period last year.<\/p>\n\n\n\n

For the full financial year FY26, the bank\u2019s profit after tax rose 29% to \u20b92,510 crore, compared to \u20b91,942 crore in FY25. Total business crossed \u20b92.14 lakh crore, reflecting 15% annual growth, supported by steady expansion in both deposits and advances.<\/p>\n\n\n\n

Net Interest Income (NII) for Q4 results 2026 climbed 25% YoY to \u20b91,359 crore, while total income increased 24% to \u20b91,975 crore. Operating profit surged 49% to \u20b91,247 crore as the lender benefited from lower operating expenses and improved efficiency. The bank\u2019s cost-to-income ratio improved significantly to 37.27% during the quarter.<\/p>\n\n\n\n

On the balance sheet front, advances grew 17% YoY to \u20b998,754 crore, led by strong momentum in retail, agriculture, and MSME lending. Retail loans jumped 25%, while the jewel loan portfolio expanded 27% to \u20b929,492 crore.<\/p>\n\n\n\n

Asset quality remained one of the biggest positives in the Q4 results 2026. Gross NPA stood at a low 0.75%, while Net NPA remained controlled at 0.19%. The provision coverage ratio stayed robust at 96.45%, indicating strong risk management.<\/p>\n\n\n\n

The bank also maintained healthy profitability ratios, with Return on Assets reaching 2.10% in Q4 and Return on Equity touching 20.55%. Capital adequacy remained comfortable at 18.76%, giving the lender enough room for future growth.<\/p>\n\n\n\n

<\/i><\/span>Karur Vysya Bank Q4 Results 2026 Highlights <\/h2>
<\/div><\/div>\n\n\n\n
Key Metric<\/th>Q4 FY26<\/th>Q4 FY25<\/th>YoY Change<\/th><\/tr><\/thead>
Net Profit<\/td>\u20b9725 Cr<\/td>\u20b9513 Cr<\/td>\u25b2 41%<\/td><\/tr>
Net Interest Income (NII)<\/td>\u20b91,359 Cr<\/td>\u20b91,089 Cr<\/td>\u25b2 25%<\/td><\/tr>
Total Income<\/td>\u20b91,975 Cr<\/td>\u20b91,598 Cr<\/td>\u25b2 24%<\/td><\/tr>
Operating Profit<\/td>\u20b91,247 Cr<\/td>\u20b9835 Cr<\/td>\u25b2 49%<\/td><\/tr>
Return on Assets (ROA)<\/td>2.10%<\/td>\u2014<\/td>Improved<\/td><\/tr>
Return on Equity (ROE)<\/td>20.55%<\/td>\u2014<\/td>Improved<\/td><\/tr>
Cost-to-Income Ratio<\/td>37.27%<\/td>47.25%<\/td>Better Efficiency<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

<\/i><\/span>Business Growth & Balance Sheet Snapshot <\/h2>
<\/div><\/div>\n\n\n\n
Segment<\/th>FY26 Value<\/th>YoY Growth<\/th><\/tr><\/thead>
Total Business<\/td>\u20b92,14,420 Cr<\/td>\u25b2 15%<\/td><\/tr>
Total Deposits<\/td>\u20b91,15,666 Cr<\/td>\u25b2 13%<\/td><\/tr>
Gross Advances<\/td>\u20b998,754 Cr<\/td>\u25b2 17%<\/td><\/tr>
Retail Loan Portfolio<\/td>\u20b926,197 Cr<\/td>\u25b2 25%<\/td><\/tr>
Agriculture Portfolio<\/td>\u20b924,784 Cr<\/td>\u25b2 19%<\/td><\/tr>
Jewel Loan Portfolio<\/td>\u20b929,492 Cr<\/td>\u25b2 27%<\/td><\/tr>
CASA Ratio<\/td>26.91%<\/td>Stable<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

<\/i><\/span>Asset Quality & Capital Strength <\/h2>
<\/div><\/div>\n\n\n\n
Asset Quality Metric<\/th>FY26<\/th><\/tr><\/thead>
Gross NPA (GNPA)<\/td>0.75%<\/td><\/tr>
Net NPA (NNPA)<\/td>0.19%<\/td><\/tr>
Provision Coverage Ratio<\/td>96.45%<\/td><\/tr>
Slippage Ratio<\/td>0.75%<\/td><\/tr>
Credit Cost<\/td>0.77%<\/td><\/tr>
CRAR Capital Ratio<\/td>18.76%<\/td><\/tr>
Tier-I Capital Ratio<\/td>17.72%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Source: https:\/\/www.bseindia.com\/xml-data\/corpfiling\/AttachHis\/3B66AF8F-5FE4-4420-A17B-87268DDA86EE-174706.pdf<\/a><\/em><\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Karur Vysya Bank reported a strong set of Q4 results 2026, driven by healthy loan…<\/p>\n","protected":false},"author":2,"featured_media":1934,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[368,264],"class_list":["post-1933","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financials","tag-karurvysya","tag-q4-results-2026"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/posts\/1933","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/comments?post=1933"}],"version-history":[{"count":1,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/posts\/1933\/revisions"}],"predecessor-version":[{"id":1935,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/posts\/1933\/revisions\/1935"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/media\/1934"}],"wp:attachment":[{"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/media?parent=1933"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/categories?post=1933"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/tags?post=1933"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}