{"id":1620,"date":"2026-05-07T11:47:10","date_gmt":"2026-05-07T06:17:10","guid":{"rendered":"https:\/\/www.bullscreen.in\/news\/?p=1620"},"modified":"2026-05-07T11:47:48","modified_gmt":"2026-05-07T06:17:48","slug":"regency-fincorp-limited-fy26-net-profit-strengthens-lending-business","status":"publish","type":"post","link":"https:\/\/www.bullscreen.in\/news\/regency-fincorp-limited-fy26-net-profit-strengthens-lending-business\/","title":{"rendered":"Regency Fincorp Limited Reports 170% Jump in FY26 Net Profit, Strengthens Lending Business"},"content":{"rendered":"\n<p><a href=\"https:\/\/www.bullscreen.in\/company\/REGENCY\" target=\"_blank\" rel=\"noopener\" title=\"\">Regency Fincorp Limited<\/a> (BSE: 540175), an RBI-registered Non-Banking Financial Company (NBFC), announced strong audited financial results for the quarter and financial year ended March 31, 2026. The company delivered <strong>exceptional growth in FY26<\/strong>, with consolidated net profit surging nearly 170% year-on-year, driven by higher lending activity, rising interest income, and strategic capital expansion.<\/p>\n\n\n\n<div class=\"bs-widget-title one\"><h2 class=\"wp-block-heading\"><span><i class=\"fas fa-arrow-right\"><\/i><\/span>Regency Fincorp FY26 Financial Highlights <\/h2><div class=\"border-line\"><\/div><\/div>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Financial Parameter<\/th><th class=\"has-text-align-left\" data-align=\"left\">FY26<\/th><th class=\"has-text-align-left\" data-align=\"left\">FY25<\/th><th class=\"has-text-align-left\" data-align=\"left\">Growth \/ Highlights<\/th><\/tr><\/thead><tbody><tr><td><strong>Net Profit (PAT)<\/strong><\/td><td>\u20b91,341.68 lakh<\/td><td>\u20b9497.57 lakh<\/td><td>Nearly 170% growth<\/td><\/tr><tr><td><strong>Total Income<\/strong><\/td><td>\u20b94,005.14 lakh<\/td><td>\u20b92,166.43 lakh<\/td><td>Significant year-on-year increase<\/td><\/tr><tr><td><strong>Earnings Per Share (EPS)<\/strong><\/td><td>\u20b91.67<\/td><td>\u20b90.78<\/td><td>Strong improvement in shareholder returns<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The strong FY26 earnings highlight <strong>Regency Fincorp&#8217;s expanding NBFC business<\/strong>, improving operational scale, and growing retail lending portfolio.<\/p>\n\n\n\n<div class=\"bs-widget-title one\"><h2 class=\"wp-block-heading\"><span><i class=\"fas fa-arrow-right\"><\/i><\/span>Strong Balance Sheet and Zero Loan Defaults <\/h2><div class=\"border-line\"><\/div><\/div>\n\n\n\n<p>Regency Fincorp maintained <strong>a healthy financial profile<\/strong> during FY26 despite increasing lending operations.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Financial Indicator<\/th><th class=\"has-text-align-left\" data-align=\"left\">Details<\/th><th class=\"has-text-align-left\" data-align=\"left\">Investor View<\/th><\/tr><\/thead><tbody><tr><td><strong>Total Financial Indebtedness<\/strong><\/td><td>\u20b961.85 crore as of March 31, 2026<\/td><td>Indicates active expansion of lending operations<\/td><\/tr><tr><td><strong>Loan Default Status<\/strong><\/td><td>Zero defaults on loans and debt securities<\/td><td>Strengthens investor and institutional confidence<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The company&#8217;s clean repayment track record and expanding lending capabilities are viewed positively by investors and financial institutions.<\/p>\n\n\n\n<div class=\"bs-widget-title one\"><h2 class=\"wp-block-heading\"><span><i class=\"fas fa-arrow-right\"><\/i><\/span>Regency Fincorp Raises \u20b925 Crore Through CCD Issue to Expand Lending Operations <\/h2><div class=\"border-line\"><\/div><\/div>\n\n\n\n<p>Regency Fincorp Limited has strengthened its growth strategy by raising <strong>\u20b925 crore<\/strong> through the issuance of <strong>Compulsorily Convertible Debentures (CCDs)<\/strong> to Decentify Buildcon Private Limited. The strategic capital infusion is expected to support the company&#8217;s expanding NBFC operations and accelerate growth in its <strong>retail and MSME lending business<\/strong>.<\/p>\n\n\n\n<p>According to the company, the newly raised funds will primarily be utilized for <strong>onward lending activities<\/strong>, helping Regency Fincorp increase its loan book, improve credit distribution, and strengthen its financial services portfolio.<\/p>\n\n\n\n<p>The move highlights the company&#8217;s focus on scaling its lending business while maintaining a strong capital structure in the competitive <strong>NBFC sector<\/strong>.<\/p>\n\n\n\n<p>In another important development, the Board of Directors has approved the call for the remaining 75% balance amount from warrant holders, which is expected to further enhance the company&#8217;s equity capital base and improve long-term financial flexibility.<\/p>\n\n\n\n<p>The successful CCD fundraising, combined with expanding lending operations and a growing customer base, reflects Regency Fincorp&#8217;s continued focus on sustainable growth, capital efficiency, and strengthening investor confidence in the company&#8217;s future expansion plans.<\/p>\n\n\n\n<p>Source: <a href=\"https:\/\/www.bseindia.com\/xml-data\/corpfiling\/AttachLive\/8227e1b8-4123-4f2a-a15b-a8f0c1199be7.pdf\" target=\"_blank\" rel=\"noopener\" title=\"\">https:\/\/www.bseindia.com\/xml-data\/corpfiling\/AttachLive\/8227e1b8-4123-4f2a-a15b-a8f0c1199be7.pdf<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Regency Fincorp Limited (BSE: 540175), an RBI-registered Non-Banking Financial Company (NBFC), announced strong audited financial&#8230;<\/p>\n","protected":false},"author":2,"featured_media":1622,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[264,307],"class_list":["post-1620","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financials","tag-q4-results-2026","tag-regency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/posts\/1620","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/comments?post=1620"}],"version-history":[{"count":19,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/posts\/1620\/revisions"}],"predecessor-version":[{"id":1643,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/posts\/1620\/revisions\/1643"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/media\/1622"}],"wp:attachment":[{"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/media?parent=1620"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/categories?post=1620"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/tags?post=1620"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}