{"id":1226,"date":"2026-04-27T10:41:40","date_gmt":"2026-04-27T05:11:40","guid":{"rendered":"https:\/\/www.bullscreen.in\/news\/?p=1226"},"modified":"2026-04-27T12:58:26","modified_gmt":"2026-04-27T07:28:26","slug":"shriram-finance-q4-results-2026-profit-41-percent-loan-growth-dividend","status":"publish","type":"post","link":"https:\/\/www.bullscreen.in\/news\/shriram-finance-q4-results-2026-profit-41-percent-loan-growth-dividend\/","title":{"rendered":"Shriram Finance Q4 Results 2026: Profit Soars 41% to \u20b93,013 Cr, \u20b910.80 Dividend and Strong Loan Growth Surprise Street"},"content":{"rendered":"\n<p><a href=\"https:\/\/www.bullscreen.in\/company\/SHRIRAMFIN\" target=\"_blank\" rel=\"noopener\" title=\"\">Shriram Finance Limited<\/a> reported a strong set of numbers in its Q4 results 2026, driven by robust loan growth and higher interest income, reinforcing its position among leading non-banking financial companies.<\/p>\n\n\n\n<p>The company posted a 40.86% year-on-year jump in Profit After Tax (PAT) to \u20b93,013.57 crore for the March quarter, compared to \u20b92,139.39 crore a year ago. Net Interest Income (NII) rose 15.58% to \u20b96,994.08 crore, reflecting improved lending activity and stable margins.<\/p>\n\n\n\n<p>Earnings per share also saw a sharp rise, with basic EPS climbing 40.77% to \u20b916.02 in the Q4 results 2026, highlighting strong profitability for shareholders.<\/p>\n\n\n\n<p>Shriram Finance\u2019s asset base continued to expand, with total assets reaching \u20b93.21 lakh crore as of March 31, 2026, up from \u20b92.94 lakh crore last year. Its loan portfolio grew significantly to \u20b92.82 lakh crore, supported by steady demand across retail and commercial segments.<\/p>\n\n\n\n<p>The board recommended a final dividend of \u20b96 per share, taking the total payout for FY26 to \u20b910.80 per share, including an interim dividend already paid. This reflects the company\u2019s consistent capital return strategy alongside growth.<\/p>\n\n\n\n<p>On the operational front, the company outlined an aggressive resource mobilization plan for FY27. It aims to raise funds through non-convertible debentures, external commercial borrowings, and securitization to support future lending expansion.<\/p>\n\n\n\n<p>Strategically, Shriram Finance received in-principle approval from the Reserve Bank of India to begin primary dealer operations, which could open new revenue streams. It also completed key portfolio restructuring moves, including acquiring full ownership of Shriram Overseas Investments Limited and exiting Bharath Investment Pte Ltd.<\/p>\n\n\n\n<p>The company maintained strong credit ratings across agencies, underlining financial stability despite higher employee-related costs following new labour regulations.<\/p>\n\n\n\n<p>With solid growth in earnings, a rising loan book, and strategic expansion plans, Shriram Finance\u2019s Q4 results 2026 signal continued momentum in India\u2019s NBFC sector.<\/p>\n\n\n\n<div class=\"bs-widget-title one\"><h2 class=\"wp-block-heading\"><span><i class=\"fas fa-arrow-right\"><\/i><\/span>Shriram Finance Q4 Results 2026 \u2013 Key Highlights <\/h2><div class=\"border-line\"><\/div><\/div>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Category<\/th><th>Metric<\/th><th>Q4 FY26<\/th><th>Q4 FY25<\/th><th>Change<\/th><\/tr><\/thead><tbody><tr><td>\ud83d\udcc8 Profitability<\/td><td>Profit After Tax (PAT)<\/td><td>\u20b93,013.57 Cr<\/td><td>\u20b92,139.39 Cr<\/td><td>\ud83d\udd3c +40.86%<\/td><\/tr><tr><td>\ud83d\udcb0 Income<\/td><td>Net Interest Income (NII)<\/td><td>\u20b96,994.08 Cr<\/td><td>\u20b96,051.19 Cr<\/td><td>\ud83d\udd3c +15.58%<\/td><\/tr><tr><td>\ud83d\udcca Shareholder Return<\/td><td>Earnings Per Share (EPS)<\/td><td>\u20b916.02<\/td><td>\u20b911.38<\/td><td>\ud83d\udd3c +40.77%<\/td><\/tr><tr><td>\ud83c\udfe6 Balance Sheet<\/td><td>Total Assets<\/td><td>\u20b93,21,374.52 Cr<\/td><td>\u20b92,93,997.57 Cr<\/td><td>\ud83d\udd3c Growth<\/td><\/tr><tr><td>\ud83d\udcda Lending<\/td><td>Loan Portfolio<\/td><td>\u20b92,82,452.44 Cr<\/td><td>\u20b92,45,392.79 Cr<\/td><td>\ud83d\udd3c Growth<\/td><\/tr><tr><td>\ud83d\udcb5 Dividend<\/td><td>Final Dividend<\/td><td>\u20b96\/share<\/td><td>\u2014<\/td><td>\u2014<\/td><\/tr><tr><td>\ud83d\udcb5 Dividend<\/td><td>Total FY26 Dividend<\/td><td>\u20b910.80\/share<\/td><td>\u2014<\/td><td>\u2014<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"bs-widget-title one\"><h2 class=\"wp-block-heading\"><span><i class=\"fas fa-arrow-right\"><\/i><\/span>Operational &amp; Strategic Insights <\/h2><div class=\"border-line\"><\/div><\/div>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Area<\/th><th>Details<\/th><\/tr><\/thead><tbody><tr><td>\ud83d\udd17 Resource Mobilization<\/td><td>Plans to raise funds via NCDs, ECBs, and securitization in FY27<\/td><\/tr><tr><td>\ud83c\udfdb\ufe0f Regulatory Update<\/td><td>RBI approval (in-principle) to start Primary Dealer business<\/td><\/tr><tr><td>\ud83d\udc68\u200d\ud83d\udcbc Leadership<\/td><td>Parag Sharma re-appointed as MD &amp; CEO for 5 years (from Dec 2026)<\/td><\/tr><tr><td>\ud83c\udf0d Corporate Actions<\/td><td>Acquired 100% stake in Shriram Overseas Investments Ltd; exited Bharath Investment Pte Ltd<\/td><\/tr><tr><td>\ud83d\udcb3 Borrowings<\/td><td>Total outstanding borrowings: \u20b91,61,197.04 Cr<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"bs-widget-title one\"><h2 class=\"wp-block-heading\"><span><i class=\"fas fa-arrow-right\"><\/i><\/span>Additional Financial Impact <\/h2><div class=\"border-line\"><\/div><\/div>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Factor<\/th><th>Impact<\/th><\/tr><\/thead><tbody><tr><td>\ud83d\udc65 Employee Costs<\/td><td>\u20b9131.71 Cr (gratuity) + \u20b965.24 Cr (leave benefits) due to new labour codes<\/td><\/tr><tr><td>\u2b50 Credit Ratings<\/td><td>AAA\/Stable from CARE, CRISIL, ICRA, India Ratings<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>Source: <a href=\"https:\/\/www.bseindia.com\/xml-data\/corpfiling\/AttachLive\/add848e4-d086-4dc1-9db7-c7277a6108a5.pdf\" target=\"_blank\" rel=\"noopener\" title=\"\">https:\/\/www.bseindia.com\/xml-data\/corpfiling\/AttachLive\/add848e4-d086-4dc1-9db7-c7277a6108a5.pdf<\/a><\/em><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Shriram Finance Limited reported a strong set of numbers in its Q4 results 2026, driven&#8230;<\/p>\n","protected":false},"author":2,"featured_media":1228,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[264,27],"class_list":["post-1226","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financials","tag-q4-results-2026","tag-shriramfin"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/posts\/1226","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/comments?post=1226"}],"version-history":[{"count":1,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/posts\/1226\/revisions"}],"predecessor-version":[{"id":1227,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/posts\/1226\/revisions\/1227"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/media\/1228"}],"wp:attachment":[{"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/media?parent=1226"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/categories?post=1226"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/tags?post=1226"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}