{"id":1198,"date":"2026-04-24T10:30:00","date_gmt":"2026-04-24T05:00:00","guid":{"rendered":"https:\/\/www.bullscreen.in\/news\/?p=1198"},"modified":"2026-04-23T17:04:57","modified_gmt":"2026-04-23T11:34:57","slug":"sg-finserve-q4-results-2026-profit-jumps-58-loan-book-surges-to-3936-crore","status":"publish","type":"post","link":"https:\/\/www.bullscreen.in\/news\/sg-finserve-q4-results-2026-profit-jumps-58-loan-book-surges-to-3936-crore\/","title":{"rendered":"SG Finserve Q4 Results 2026: Profit Jumps 58%, Loan Book Surges to \u20b93,936 Crore"},"content":{"rendered":"\n

SG Finserve Limited<\/a> reported strong performance in its Q4 results 2026, driven by robust growth in lending activity and steady asset quality. The company posted a sharp rise in profitability and income, reflecting improved scale and operational efficiency.<\/p>\n\n\n\n

For the March quarter, profit after tax (PAT) stood at \u20b942.3 crore, registering a 30% quarter-on-quarter increase. For the full fiscal year FY26, PAT climbed 58% year-on-year to \u20b9127.7 crore, compared to \u20b981 crore in the previous year. Profit before tax (PBT) also rose significantly by 56% to \u20b9171.5 crore.<\/p>\n\n\n\n

The company\u2019s total operating income nearly doubled to \u20b9333.7 crore in FY26 from \u20b9170.3 crore a year earlier, marking a 96% increase. Interest income surged 94% to \u20b9320.2 crore, while net interest income (NII) grew 44% to \u20b9199.2 crore, highlighting strong core lending performance.<\/p>\n\n\n\n

A key highlight of the Q4 results 2026 was the sharp expansion in assets under management (AUM), which reached \u20b93,936 crore as of March 31, 2026, up 75% year-on-year. Despite rapid growth, the company maintained a disciplined credit profile with zero non-performing assets (NPAs), underlining strong risk management.<\/p>\n\n\n\n

Operationally, SG Finserve achieved gross disbursements exceeding \u20b925,368 crore during FY26, up 40% year-on-year, while the number of invoices financed crossed 1.65 lakh, growing 25%. The company reported a return on assets (RoA) of 4.8% and return on equity (RoE) of 12%, with a cost-to-income ratio below 15%, indicating high efficiency.<\/p>\n\n\n\n

The company continues to focus on supply chain financing, further strengthening its business with the launch of a factoring segment in March 2026. Its strategy centers on expanding its customer base and introducing new products, including micro LAP and digital lending solutions.<\/p>\n\n\n\n

SG Finserve operates across 30 locations in India and partners with major corporates such as Mahindra<\/a>, Tata Motors<\/a>, Adani<\/a>, and Vedanta<\/a>, along with leading banks like HDFC Bank<\/a>, ICICI Bank<\/a>, and Axis Bank<\/a>.<\/p>\n\n\n\n

Looking ahead, the company expects AUM to grow at 25\u201330% CAGR and PAT at 30\u201335% CAGR, while targeting RoE of up to 16%. The Q4 results 2026 underscore SG Finserve\u2019s strong growth trajectory in India\u2019s expanding non-banking financial sector.<\/p>\n\n\n\n

<\/i><\/span>SG Finserve Limited \u2013 Q4 results 2026 <\/h2>
<\/div><\/div>\n\n\n\n
Metric<\/th>FY26 Value<\/th>YoY Growth<\/th>Key Insight<\/th><\/tr><\/thead>
Profit After Tax (PAT)<\/td>\u20b9127.7 Cr<\/td>+58%<\/td>Strong profitability growth<\/td><\/tr>
Q4 PAT<\/td>\u20b942.3 Cr<\/td>+30% QoQ<\/td>Consistent quarterly momentum<\/td><\/tr>
Profit Before Tax (PBT)<\/td>\u20b9171.5 Cr<\/td>+56%<\/td>Improved earnings performance<\/td><\/tr>
Total Operating Income<\/td>\u20b9333.7 Cr<\/td>+96%<\/td>Revenue nearly doubled<\/td><\/tr>
Interest Income<\/td>\u20b9320.2 Cr<\/td>+94%<\/td>Strong lending-driven income<\/td><\/tr>
Net Interest Income (NII)<\/td>\u20b9199.2 Cr<\/td>+44%<\/td>Stable core income growth<\/td><\/tr>
Loan Book (AUM)<\/td>\u20b93,936 Cr<\/td>+75%<\/td>Significant scale expansion<\/td><\/tr>
Net Worth<\/td>\u20b91,460 Cr<\/td>\u2014<\/td>Strengthened capital base<\/td><\/tr>
Gross Disbursements<\/td>\u20b925,368 Cr+<\/td>+40%<\/td>High business activity<\/td><\/tr>
Invoices Financed<\/td>1.65 Lakh+<\/td>+25%<\/td>Expanding customer reach<\/td><\/tr>
Return on Assets (RoA)<\/td>4.80%<\/td>\u2014<\/td>Efficient asset utilization<\/td><\/tr>
Return on Equity (RoE)<\/td>12.00%<\/td>\u2014<\/td>Healthy shareholder returns<\/td><\/tr>
Cost-to-Income Ratio<\/td><15%<\/td>\u2014<\/td>Strong cost efficiency<\/td><\/tr>
Debt-to-Net Worth (Leverage)<\/td>1.9x<\/td>\u2014<\/td>Controlled leverage<\/td><\/tr>
Asset Quality (NPAs)<\/td>NIL<\/td>\u2014<\/td>Zero bad loans, strong risk management<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

<\/i><\/span>Growth Outlook (FY27 and Beyond) <\/h2>
<\/div><\/div>\n\n\n\n
Metric<\/th>Target Range<\/th>Strategic Focus<\/th><\/tr><\/thead>
AUM Growth<\/td>25% \u2013 30% CAGR<\/td>Loan book expansion<\/td><\/tr>
PAT Growth<\/td>30% \u2013 35% CAGR<\/td>Profit acceleration<\/td><\/tr>
Return on Assets<\/td>4.5% \u2013 5.0%<\/td>Maintain efficiency<\/td><\/tr>
Return on Equity<\/td>14% \u2013 16%<\/td>Enhance shareholder value<\/td><\/tr>
Cost-to-Income Ratio<\/td>13% \u2013 17%<\/td>Cost discipline<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Source: https:\/\/www.bseindia.com\/xml-data\/corpfiling\/AttachLive\/b54406b2-af4c-418b-a84d-a5a0e2d3063d.pdf<\/a><\/em><\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

SG Finserve Limited reported strong performance in its Q4 results 2026, driven by robust growth…<\/p>\n","protected":false},"author":2,"featured_media":1200,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[264,265],"class_list":["post-1198","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financials","tag-q4-results-2026","tag-sgfin"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/posts\/1198","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/comments?post=1198"}],"version-history":[{"count":2,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/posts\/1198\/revisions"}],"predecessor-version":[{"id":1201,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/posts\/1198\/revisions\/1201"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/media\/1200"}],"wp:attachment":[{"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/media?parent=1198"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/categories?post=1198"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bullscreen.in\/news\/wp-json\/wp\/v2\/tags?post=1198"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}