{"id":1053,"date":"2026-04-16T13:00:03","date_gmt":"2026-04-16T07:30:03","guid":{"rendered":"https:\/\/www.bullscreen.in\/news\/?p=1053"},"modified":"2026-04-16T13:00:03","modified_gmt":"2026-04-16T07:30:03","slug":"hdb-financial-profit-jumps-41-whats-driving-this-nbfcs-strong-growth","status":"publish","type":"post","link":"https:\/\/www.bullscreen.in\/news\/hdb-financial-profit-jumps-41-whats-driving-this-nbfcs-strong-growth\/","title":{"rendered":"HDB Financial Profit Jumps 41% : What\u2019s Driving This NBFC\u2019s Strong Growth?"},"content":{"rendered":"\n

HDB Financial Services<\/a> reported a strong set of Q4 FY26 earnings, with net profit rising 41.38% year-on-year to \u20b9750.6 crore, compared to \u20b9530.9 crore in the same quarter last year, driven by steady loan growth and margin expansion.<\/p>\n\n\n\n

Net interest income (NII) grew 21.6% YoY to \u20b92,399 crore, while net interest margin (NIM) improved to 8.2% from 7.6% a year ago, indicating better yield management. The company\u2019s total income rose 17.1% YoY to \u20b93,063 crore, reflecting healthy operational momentum.<\/p>\n\n\n\n

The NBFC<\/a>\u2019s assets under management (AUM) increased 10.7% YoY to \u20b91.19 lakh crore as of March 31, 2026, while its gross loan book grew 10.9% to \u20b91.18 lakh crore. The portfolio remained diversified, with asset finance and enterprise lending each contributing 38%, and consumer finance accounting for 24%.<\/p>\n\n\n\n

Disbursements during the quarter stood at \u20b919,922 crore, up 12.9% YoY, while the customer base expanded to 22.9 million, marking a 19.7% annual increase. The company reported an annualized return on assets (RoA) of 2.48% for the quarter.<\/p>\n\n\n\n

The board recommended a final dividend of \u20b92 per share and approved plans to raise up to \u20b932,824.72 crore via debt securities, subject to shareholder approval at the upcoming AGM.<\/p>\n\n\n\n

Shares of the company closed 4.8% higher at \u20b9644.30 on the National Stock Exchange ahead of the announcement, giving it a market capitalization of \u20b953,684.81 crore.<\/p>\n\n\n\n

The earnings highlight continued strength in the NBFC sector<\/a>, supported by stable credit demand and improving profitability metrics.<\/p>\n","protected":false},"excerpt":{"rendered":"

HDB Financial Services reported a strong set of Q4 FY26 earnings, with net profit rising…<\/p>\n","protected":false},"author":2,"featured_media":1055,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[241],"class_list":["post-1053","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financials","tag-hdbfs"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\n","aioseo_head_json":{"title":"HDB Financial Profit Jumps 41% : What\u2019s Driving This NBFC\u2019s Strong Growth? - BULLSCREEN","description":"HDB Financial Services reports a 41% YoY jump in Q4 profit to \u20b9751 crore, with strong NII growth, rising margins, and a dividend announcement. 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