By BullScreen Editorial Team 
Regency Fincorp Limited (BSE: 540175), an RBI-registered Non-Banking Financial Company (NBFC), announced strong audited financial results for the quarter and financial year ended March 31, 2026. The company delivered exceptional growth in FY26, with consolidated net profit surging nearly 170% year-on-year, driven by higher lending activity, rising interest income, and strategic capital expansion.
| Financial Parameter | FY26 | FY25 | Growth / Highlights |
|---|---|---|---|
| Net Profit (PAT) | ₹1,341.68 lakh | ₹497.57 lakh | Nearly 170% growth |
| Total Income | ₹4,005.14 lakh | ₹2,166.43 lakh | Significant year-on-year increase |
| Earnings Per Share (EPS) | ₹1.67 | ₹0.78 | Strong improvement in shareholder returns |
The strong FY26 earnings highlight Regency Fincorp’s expanding NBFC business, improving operational scale, and growing retail lending portfolio.
Regency Fincorp maintained a healthy financial profile during FY26 despite increasing lending operations.
| Financial Indicator | Details | Investor View |
|---|---|---|
| Total Financial Indebtedness | ₹61.85 crore as of March 31, 2026 | Indicates active expansion of lending operations |
| Loan Default Status | Zero defaults on loans and debt securities | Strengthens investor and institutional confidence |
The company’s clean repayment track record and expanding lending capabilities are viewed positively by investors and financial institutions.
Regency Fincorp Limited has strengthened its growth strategy by raising ₹25 crore through the issuance of Compulsorily Convertible Debentures (CCDs) to Decentify Buildcon Private Limited. The strategic capital infusion is expected to support the company’s expanding NBFC operations and accelerate growth in its retail and MSME lending business.
According to the company, the newly raised funds will primarily be utilized for onward lending activities, helping Regency Fincorp increase its loan book, improve credit distribution, and strengthen its financial services portfolio.
The move highlights the company’s focus on scaling its lending business while maintaining a strong capital structure in the competitive NBFC sector.
In another important development, the Board of Directors has approved the call for the remaining 75% balance amount from warrant holders, which is expected to further enhance the company’s equity capital base and improve long-term financial flexibility.
The successful CCD fundraising, combined with expanding lending operations and a growing customer base, reflects Regency Fincorp’s continued focus on sustainable growth, capital efficiency, and strengthening investor confidence in the company’s future expansion plans.
Source: https://www.bseindia.com/xml-data/corpfiling/AttachLive/8227e1b8-4123-4f2a-a15b-a8f0c1199be7.pdf